Nigerian Bank POS Charge to Customer: Legal or Not?
↑ Nigerian Bank POS Charge to Customer: Legal or Not? By Samson Ese | April 17, 2026 | Nigerian Fintech & Banking | ⏱️ 14 min read ⏱️ Check This Before You Read Further Before you read this guide, verify the current CBN guidelines on electronic payment channels by visiting the CBN Payments System page directly. If a merchant has already charged you a POS surcharge, you can report it immediately by emailing cpd@cbn.gov.ng . This guide tells you exactly what is legal and what isn't; the CBN page tells you the current regulatory status. Check both before accepting any extra charge as normal. Takes 3 minutes. Could save you ₦100–₦500 on every single POS transaction — and protect every Nigerian around you who doesn't know this yet. You're reading Daily Reality NG — where complex Nigerian banking realities get explained clearly and honestly. This article on POS surcharges is built on CBN's actual published guidelines, NIB...